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Health Insurance
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Health insurance is unlike any other insurance. I can guarantee that you will either at some point or perhaps often need your health insurance. Health Insurance is expensive because it makes it easy for people to avoid accepting any responsibility for their own health. Research shows that more than 85% of Type II diabetes could be avoided if people would maintain a healthy weight and exercise. Health Insurance is our specialty, no matter what your situation, we can help. If you are self employed or not a part of a large company we can help you find affordable health insurance that you can count on.
Uninsured people “live sicker and die earlier,” said Ron Pollack, executive director of Families USA, a national nonprofit consumer health organization, speaking in a telephone news briefing. He said that premature deaths among the uninsured nationwide are twice the rates of people who are killed by homicide. Uninsured residents have or are at risk of significant financial hardship when they encounter health problems. The uninsured also drive up the cost of health care for everyone, because the uninsured have less access to preventative health care and they are more likely to go to the emergency room – the most expensive place to get treated – when they do have health problems.
Health insurance is becoming one of the most expensive categories in your spending plan. Health care costs have been increasing over the past two decades at about twice the rate of inflation. Health Insurance is considered the most important type of coverage because it protects you and your family from loss due to sickness or accidental bodily injury. This is sometimes called accident and health, or accident and sickness insurance. Health insurance is the primary financial vehicle for obtaining access to quality medical care and for reimbursing providers who deliver care. Approximately two-thirds of Californians obtain health insurance through the private market; yet, almost one in five Californians remains uninsured.
Health insurance paired with health management and wellness programs can maximize employee benefits for lower costs. Health insurance would thus become portable, just like many other types of insurance. Health insurance information brought to you by lawyers.com.
According to a survey by The Commonwealth Fund, a New York- based private foundation supporting independent research on health and social issues, one-half of the survey’s uninsured respondents went without health care and one-third did not fill prescriptions. Seventy percent of the uninsured who paid for health care used up their savings and 25 percent went without other necessities to pay for health care. According to the Bureau of Labor Statistics, over thirteen million Americans worked in health care jobs in 2004.
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